LHV’s Partnership with Tuum
How LHV, one of Europe’s largest BaaS providers, powers 200+ fintechs, including Coinbase and Wise, while processing 47.7 million payments annually with Tuum.
Transition from Legacy Systems at Your Own Pace
Monolithic core systems are holding institutions back. Full replacements are risky and slow. Tuum enables financial institutions to gradually decouple functionalities from legacy systems—unlocking the ability to modernize incrementally, launch faster, and scale with confidence.
Modernize with Confidence. Scale Without Limits.
Transform Without Disruption
Replace outdated components step by step—without risky overhauls. Tuum enables progressive migration, with minimal operational risk.
Accelerate Product Innovation
Launch digital-first offerings, adapt to new models, and connect seamlessly with third-party providers—without being held back by legacy infrastructure.
Future-Proof Your Operations
Move away from monolithic systems toward a modular, API-first architecture that’s ready for real-time performance, automation, and regulatory change.
Unlocking Potential: The Power of System Integrators and Consultancy Partners
Working closely our system integration and consultancy partners, Tuum helps institutions in phases—whether by evolving a product line, standing up digital services alongside existing cores, or building toward a fully cloud-native architecture.
Accenture
Accenture helps clients quickly implement customer-focused solutions, improve efficiency, and speed up digital transformation.
Publicis Sapient
Publicis Sapient helps financial services firms digitize by leveraging data, technology, and innovative strategies to enhance customer experiences and efficiency.
Deloitte
Deloitte helps clients adopt advanced technology, streamline operations, and drive digital innovation, enhancing customer satisfaction and market agility.
GFT
GFT specializes in digital transformation for financial services, providing cloud banking, AI data insights, and core banking modernization to improve customer experiences, efficiency, and regulatory compliance.
EY
EY guides clients in creating growth strategies and navigating digital, environmental, and structural changes for long-term future success.
Why Tuum?
Modernizing a core system is never just about technology—it’s about reducing risk, enabling innovation, and building a future-ready foundation. Tuum stands apart by delivering modular transformation with performance, flexibility, and cost-efficiency built in.
Built for Coexistence
Run new services alongside your existing core with minimal operational disruption.
Modular by Design
Start where the value is greatest, and expand at your pace.
Flexible and Future-Ready
Designed for agility and continuous evolution—not vendor lock-in.
Open Ecosystem
Connect with best-of-breed partners and platforms through open, production-grade APIs.
Collaborative Delivery Model
Delivered alongside leading System Integrators and consultancies for faster, lower-risk transformation.
Cost-Efficient by Design
Cloud-native architecture reduces infrastructure overhead and long-term total cost of ownership.
The Tuum Platform Advantage
Tuum combines a modular core, orchestration-ready APIs, and high-performance cloud architecture to enable safe, predictable strategic transformation.
Real Market Needs We Support
Launching new product lines—without being held back by legacy constraints
Decoupling and replacing legacy infrastructure, one component at a time
Running new digital services in parallel with monolithic cores
Scaling into new markets and channels without full replatforming
Progressive migration toward cloud-native, modular architecture
Preparing your stack for embedded finance, open banking, and ongoing innovation
Customer Success
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Transformation in Action
Explore the latest trends in banking transformation.
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OP Financial Group Transforms Lending
OPFG modernized its lending operation by deploying Tuum alongside its legacy core, enabling phased transformation. This co-existence model delivered rapid innovation without disruption.
From Legacy to Leadership –
Start Your Journey
Whether you’re evolving one product line or modernizing your entire core, Tuum helps you transform with less risk, lower cost of ownership, and future-ready flexibility.