With decades of experience, we are passionate about bringing innovation to the financial industry

Our story

Tuum’s story begins in Estonia, a country that has transformed into being recognised as the most advanced digital nation in the world. In this digital society, five Estonian banking technology pioneers launched a modular core banking platform that is API-first, cloud-agnostic and highly configurable without coding. Combining business know-how with advanced technology, they set out to break down the barriers inhibiting digital innovation in banking.

Tuum currently powers clients ranging from large multinational banks to emerging fintech and SMEs by getting to the heart of their business and supercharging them from within. We believe launching customer-centric financial services should be fast and straightforward. We are the innovation engine powering the next generation of financial services.

Our culture and values

The culture at Tuum is all about continuous learning and supportiveness. Just as we empower our clients, we empower each other to explore, innovate and thrive. Our team is ambitious and driven, but we maintain a positive, easy-going outlook and remain down to earth. We embrace diversity, viewing our differences as strengths that help us to flourish.

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Our management team

Meet the board

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