Tallinn, Estonia – June 27, 2025 – Tuum, the next-generation core banking platform, has announced today a strategic partnership with maib in Romania, where Moldova’s largest bank looks at establishing its digital banking presence with asset-light retail-only offering. Tuum’s SaaS core banking platform will serve as the foundation for maib’s greenfield operations in Romania.
Maib selected Tuum in Romania after a comprehensive evaluation of leading core banking providers. Tuum stood out for its modularity, modern architecture, and rare ability to support agnostic deployment. This feature, enabling in-country deployment where necessary, was a key differentiator, future-proofing maib European data residency compliance as it scales.
Jurgen de Ruijter, Country Representative of maib’s operations in Romania, stated:
“Maib’s decision to partner with Tuum came after a comprehensive evaluation of leading core banking platforms. Tuum was identified as the most modern, modular, and technologically advanced platform, setting it apart from other next-generation core banking solutions. We believe this solution supports us in our endeavour to build the next generation fintech.”
Miljan Stamenkovic, Chief Revenue Officer at Tuum, commented:
“This is a milestone partnership for Tuum and a powerful validation of our platform’s leadership in the European core banking market. Maib’s expansion into Romania is one of the most ambitious digital banking initiatives in the region, and we’re proud to support it with a solution engineered for speed, scalability, and compliance. Our agnostic deployment capability was a decisive factor — proving once again that flexibility is key in enabling banks to move fast and scale smart. This deal highlights Tuum’s leadership in enabling established financial institutions to execute ‘launch and expand’ strategies with modern, cloud-native technology. It reinforces Tuum’s role as a strategic partner for ambitious digital banking ventures across Europe.”
About maib
Maib is the largest bank in Moldova, with a share of 37.3% of deposits and 37.9% of loans of the entire banking system at the end of 1Q 2025. Maib is a disciplined lender with NPL ratio of 1.5% and is well capitalised with CAR of 19.9% as of 31 March 2025. The Bank is of systemic importance to the country, it serves nearly half of the population and is one of the largest private employers in Moldova, with a workforce of over 2,500 people. Since 2018, maib’s largest shareholder is a consortium, which includes the European Bank for Reconstruction and Development (EBRD), Invalda INVL, a leading asset management group in the Baltic States, and Horizon Capital, a private investment fund focused on emerging markets. Maib is proceeding with an ambitious expansion in Romania consisting of an asset light, retail only, digital offering targeted at Moldovan diaspora and broader Romanian market.
About Tuum
Tuum is the core banking platform for a world of banking without limits.
Built for institutions ready to modernize, scale, and lead, Tuum helps banks, lenders and fintechs escape the constraints of legacy technology and accelerate into a new era of agility, innovation, and growth.
Cloud-native and modular by design, Tuum supports all key financial business models — from lending and payments to BaaS and Islamic banking — on a single, extensible platform. Clients can modernize progressively, launch products in weeks, and expand into new markets without sacrificing control, compliance, or performance.
With enterprise-grade scalability, real-time processing, and an open API architecture, Tuum delivers the flexibility to adapt fast — while significantly lowering total cost of ownership and shifting budgets toward innovation.
Tuum is trusted by leading financial institutions across the globe to build the future of banking — one without limits.
Tuum. Banking without limits.