The Digital Currency Playbook: How to stay visible and relevant as money moves to digital rails.
$23 trillion sits in low-rate checking accounts worldwide. Not because customers want low rates. Because moving money has always taken effort.
AI agents are erasing that effort. CBDCs, tokenized deposits, and stablecoins are giving money new rails, and those rails already carry real volume: over 130 countries are piloting a CBDC, and stablecoin transactions now top $30 billion a day.
This playbook covers what that means for banks: which infrastructure stays reachable as money moves, and which gets left behind.
What You’ll Learn
- Why $23 trillion in idle deposits is about to move, and where it’ll land
- CBDCs vs. tokenized deposits vs. two-tier central bank money, and why the difference matters for your core
- Three infrastructure shifts banks need to make before digital rails go mainstream
- New revenue lines: embedded treasury, FX-as-a-Service, wallet-based banking, digital currency BaaS
- What a core built for multi-asset money looks like versus one bolted together after the fact
- Why the window to prepare is narrower than most banking leaders think.
Download The Digital Currency Playbook and make sure your infrastructure is one of the ones tomorrow’s money can actually reach.