Heiko Schwender, a venture capital investor has deep roots in the fintech sector. Before embarking on his journey as a VC, Heiko honed his expertise in the high-octane world of investment banking. There, he engaged with the intricacies of financial innovation and digital transformation. His transition from strategizing within the banking industry to fostering fintech growth as a VC has given him a comprehensive view of the sector’s evolution. Heiko’s dual vantage point offers a rare glimpse into both the challenges and opportunities that lie ahead for system renewal and innovation. His insights are invaluable for anyone navigating the core banking market.