Tuum’s story begins in Estonia, a country that has transformed into being recognised as the most advanced digital nation in the world. In this digital society, five Estonian banking technology pioneers launched a modular core banking platform that is API-first, cloud-agnostic and highly configurable without coding. Combining business know-how with advanced technology, they set out to break down the barriers inhibiting digital innovation in banking.
Tuum currently powers clients ranging from large multinational banks to emerging fintech and SMEs by getting to the heart of their business and supercharging them from within. We believe launching customer-centric financial services should be fast and straightforward. We are the innovation engine powering the next generation of financial services.
The culture at Tuum is all about continuous learning and supportiveness. Just as we empower our clients, we empower each other to explore, innovate and thrive. Our team is ambitious and driven, but we maintain a positive, easy-going outlook and remain down to earth. We embrace diversity, viewing our differences as strengths that help us to flourish.
We’re looking for talent. Join us!
Open positionsMyles Bertrand
Chief Executive Officer
Myles is an experienced and proven leader with over 20 years of experience in financial technology and banking software solutions. As the former Managing Director at Mambu APAC, and more recently the Chief Revenue Officer at global digital micropayments platform DT One, Myles brings key strengths in core banking and payments coupled with a wealth of experience in leading growth and driving execution globally, developing strategic business partnerships and building teams that drive company success.
Rivo Uibo
Chief Business Officer & Co-founder
Rivo’s expertise lies in architecting, leading, and advising financial institutions. He has lead numerous new business ventures and transformation projects throughout his career. At Icefire, Rivo was responsible for designing an award-winning business case for SME lending in an API economy for OP Financial Services and providing Volkswagen Financial Services with a blockchain-based concept framework to share relevant information with all stakeholders.
Ove Kreison
Chief Technology Officer & Co-founder
Ove’s career in information technology began at Ernst & Young, from where he moved to Icefire. In his position as Head of Research and Development, Ove played a critical role in developing future-looking services for several Nordic banks and financial institutions. In 2018, he was awarded the Fintech Futures Banking Technology Award for ‘Best Use of IT in Corporate Banking’ for a project with OP Bank in Finland.
Jan Lakspere
Chief Product Officer & Co-founder
For over two decades, Jan has been developing innovative banking solutions which continuously push the envelope of what is capable with financial technology. From the 2000s, Jan was responsible for developing the entire pan-Baltic IT infrastructure of Estonia’s first commercial bank, Hansabank. In Icefire, he oversaw the development of pioneering technologies for companies including mobile bank Pocopay and international telecoms company, Telia.
Edgardo Torres-Caballero
Chief Revenue Officer
With over 20 years of experience in the SaaS, IT and financial services industry, Edgardo has overseen operations in multinationals like Hewlett Packard, as well as various European SaaS start-ups and scale-ups. As the former Managing Director at Mambu America and more recently VP Global Partnerships at Feedzai, he brings expertise in core banking technology, together with a wealth of experience in expanding global sales, marketing and partnerships.
Jüri Kirme
Senior Solution Architect & Co-founder
Jüri’s expertise in information technology spans over two decades, dating back to his tenure as Head of Software Development at Hansabank. He has deep business and technical knowledge of banking systems, including reengineering business processes, UI, and technical architecture. Jüri lead the overhaul project for the Estonian tax office, resulting in the Estonian Tax and Customs Board becoming one of the most modern and efficient tax authorities worldwide.
Dorota Nosal-Butler
Head of Customer Enablement
Dorota has spent over 10+ years in the finance industry and has gained a wealth of experience in project implementation. This includes spending 7 years leading customer success teams across the globe and overseeing numerous SaaS banking implementation projects. Dorota brings this experience to Tuum and as Head of Customer Enablement, she is now focused on delivering exceptional customer onboarding experiences and empowering new customers to effectively utilize Tuum’s platform.
Ljudmila Peters
Head of Finance
Throughout her career, Ljudmila has been responsible for managing and overseeing financial activities within different organisations, including overseeing finances as the Chief Accountant in Kit Finance Europe. As the Head of Finance of Tuum, she supports the company’s growth and sustainability through analysing financial needs as well as identifying areas for improvement and developing efficient financial solutions.
Chief Technology Officer & Co-founder
Ove’s career in information technology began at Ernst & Young, from where he moved to Icefire. In his position as Head of Research and Development, Ove played a critical role in developing future-looking services for several Nordic banks and financial institutions. In 2018, he was awarded the Fintech Futures Banking Technology Award for ‘Best Use of IT in Corporate Banking’ for a project with OP Bank in Finland.
Heiko Schwender
Managing Partner, CommerzVentures
Heiko Schwender, a venture capital investor has deep roots in the fintech sector. Before embarking on his journey as a VC, Heiko honed his expertise in the high-octane world of investment banking. There, he engaged with the intricacies of financial innovation and digital transformation. His transition from strategizing within the banking industry to fostering fintech growth as a VC has given him a comprehensive view of the sector’s evolution. Heiko’s dual vantage point offers a rare glimpse into both the challenges and opportunities that lie ahead for system renewal and innovation. His insights are invaluable for anyone navigating the core banking market.
Margus Uudam
Founding Partner, Karma Ventures
Margus is a Founding Partner at Karma Ventures, bringing to the team years of venture capital and executive leadership experience, having supported over 40 founding teams. Margus has personally led and grown several organisations and has been a key figure in the development of the Estonian venture capital and startup ecosystem, currently serving his third time as the Chairman of EstVCA. His experience has been gathered from Ambient Sound Investments (family office of the Skype founding engineers), Estonian Energy Distribution Network, and Fontes. Excited about strategy, growth, and recruiting high-performing teams.
Hélène Falchier
Partner, Portage Ventures
Hélène joined global fintech fund Portage Ventures as Partner in 2019, where she oversees European activities and serves on many fintech boards. In 2015, she launched the corporate venture program of CNP Assurances, recognized for its capacity to build relationships between the startup ecosystem and CNP, as well as for the financial returns it has been able to generate. On the investment side, Hélène has led three major deals in Europe in different fintech sectors (Buy-Now-Pay-Later, Insurtech and Core banking system), plus many other seed checks. She is one of the leading figures in the insurtech ecosystem in Europe. Thanks to her experience in large insurance groups, she has not only acquired technical knowledge of the sector but also knows the industry’s weaknesses, allowing her to support innovative entrepreneurs in this sector and their strategies. Hélène is also advocating for diversity in financial services, actively pushing for more women CEOs and more diversity at the board and C-level in fintech.
Michele Foradori
Investment Director, BlackFin Capital Partners
Michele Foradori is an investor at BlackFin, the largest fintech-focused investor in Europe. He has been with BlackFin since 2018, and specialises in enterprise software and B2B fintech. Michele is sitting on board of Tuum, Viabill, Likvido and Tesseract. Prior to joining BlackFin, Michele worked at UniCredit, running corporate venture and innovation strategy for the banking group. He is passionate about helping founders and companies build strong business’ foundations and culture.
Chief Technology Officer & Co-founder
Ove’s career in information technology began at Ernst & Young, from where he moved to Icefire. In his position as Head of Research and Development, Ove played a critical role in developing future-looking services for several Nordic banks and financial institutions. In 2018, he was awarded the Fintech Futures Banking Technology Award for ‘Best Use of IT in Corporate Banking’ for a project with OP Bank in Finland.
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